HBA responsibilities

HBA will endeavour to keep the site error free and up to date whilst keeping itself compliant with FSA guidelines.

HBA limited

By entering into a contract of insurance you will adhere to all the rules and regulations as set by hba ltd

operating company

The hba Site is operated by Broker Direct Plc.

regulatory information

The following statements regard use of the site www.hba.eu.com. This will be reffered to as the Site through the legal information page.

By using the Site you agree to the conditions set out below.

Should you wish to contact the company then do so via the "contact us" page

site accessibility

We aim to offer an uninterrupted service but sometimes, due to issues beyond our control, the Site may become temporarily unavailable. Changes to the site do not require the site to be turned off though may take some time to display changes. All efforts will be made to keep the Site functional and up to date

personal information

Any use of personal information is in accordance with our privacy policy

external links

We may provide links to other websites that are not under our control. These are provided for your convenience. When you activate these links, you will leave the Site. We do not endorse or take responsibility for the content on third party websites. we are not liable for any loss or damage that you may suffer by using those websites. If you decide to access linked websites you do so at your own risk.

Upon using a link to an external site you will leave this Site. We take no responsibility for the content on these sites. Using external links are done at the users own risk and hba will not be held liable.

However some links on the Site lead to other Broker Direct controlled websites. We encourage you to still read the terms & conditions of these sites as they will differ to this Site

changes to these conditions

We reserve the right to adapt and delete parts of the site at any time. The terms and conditions may also be altered at any time.

These may be done at anytime without prior notice

monitoring of calls and e-mails

Telephone calls may be recorded or used for training purposes. This is to help assist should we feel the need to review a call and to further our own development.

E-mails to us are scanned to prevent harmful material getting onto our system and may be reviewed by an administrator to ensure it is of business content.

By communicating in either of these ways you agree that you understand these processes that may take place

site security

You may not attempt to login to the website unless given, either in writing or via e-mail, a username and password by an administrator of the site.

Failed attempts to login are recorded. If it is found that the failed login was attempted by someone who is not permitted to login then the failed login details will be logged. If it is found that it occurs again from this address, it shall be seen as an attempt to access the site with intent to harm the site and appropriate action will be taken

trademarks

HBA Limited holds the copyright relating to this website, the rights of which cannot be acquired by accessing this website.

All images, logos and text on the Site are the property of hba Limited.

Any unlawful or unauthorised use of any of the materials on this website may violate copyright, trademark and other intellectual property laws.

HBA Limited does not collect any personal information from visitors to its website.

summary of conditions

The conditions expressed above are an agreement between the user and hba. If it is found to be breached in any way, appropriate action will be taken.

All text, images, layout and overall content are the property of hba ltd